Home Repair Loans & Grants

The City of Citrus Heights has home repair programs designed to assist homeowners with essential repairs. The home must be owner-occupied and the household must qualify as low-income. Please see the chart below to determine if your household is eligible. These loan and grant programs offer low- and no-interest financing with generous terms. There are no application fee and all costs may be financed. 

2018 Income Limits

Household Size     1         2      3      4      5     6       7
Annual Income  $44,900  $51,300  $57,700  $64,100  $69,250  $74,400  $79,500
  

Single Family Housing Repair Loan

Up to $60,000 loans for essential home repairs, including, not limited to roof repair or replace, heating and cooling system repair or replace, plumbing, electrical, water damage and dry rot repairs.  For owner-occupied single family homes, condominiums, and half-plexes that are separate from adjoining structures.
  • 30-year deferred loan
  • 0%-3.00% interest rate
  • Principal and accrued interest will be deferred for 30-years
  • The loan becomes due upon the sale of the home, title transfer or if the home is not owner-occupied   

Accessibility Grant

Up to $5,000 grants for eligible persons 62+ and or permanently disabled to make minor improvements to the accessibility and safety of the home. 
  • Includes ramps, grab-bars, visual alarms, and more
  • For owner-occupied homeowners, single family, mobile homes, condominiums and half-plexes that are separate from adjoining structure

How to apply for assistance?
 
Contact - Michael Baker International
James Beggs, Housing Rehabilitation Specialist
(916) 231-2230
James.Beggs@mbakerintl.com

For more information see program flyer.